Terms and Conditions | Photo and Crochet

Introduction

Welcome to Photo and Crochet ("Website"), operated and owned by Dieter Achtelstetter. These Terms and Conditions govern your access to and use of the Website, including all content, services, digital products, photographs, licences, e-cards, communications, and related features made available through the Website.

By accessing or using this Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must discontinue use of the Website immediately.

Photo and Crochet reserves the right to modify these Terms and Conditions at any time. Updated versions will become effective upon publication on the Website. Continued use of the Website constitutes acceptance of any revised Terms and Conditions.

Age Restriction

By using this Website, you represent and warrant that you are at least eighteen (18) years of age, or that you are at least thirteen (13) years of age and have obtained the consent of a parent or legal guardian.

If you are a parent or legal guardian permitting a minor to use the Website, you accept responsibility for the minor's activities and compliance with these Terms and Conditions.

Children under thirteen (13) years of age may not use the Website or submit personal information through the Website.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which explains how personal information is collected, used, stored, and protected. By using this Website, you consent to the processing of personal data as described in the Privacy Policy.

Intellectual Property Rights

Unless otherwise stated, all content displayed on this Website, including photographs, graphics, artwork, videos, logos, text, digital products, software, design elements, and other materials, are the property of Photo and Crochet, its licensors, or the respective copyright holders and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, revocable licence to access and view Website content for personal and non-commercial purposes only, unless additional rights are granted through a separate licence agreement or purchase.

No content may be copied, reproduced, distributed, modified, published, transmitted, displayed, sold, licensed, or otherwise exploited without prior written permission from the applicable rights holder.

User Accounts

Certain features of the Website may require registration. You are responsible for maintaining the confidentiality of your login credentials and for all activities occurring under your account.

You agree to provide accurate, current, and complete information during registration and to keep such information updated.

You must immediately notify Photo and Crochet of any suspected unauthorized use of your account or security breach.

Photo and Crochet reserves the right to suspend or terminate accounts, remove content, refuse service, or cancel orders where necessary to protect the Website, comply with legal obligations, prevent fraud, enforce these Terms, or safeguard the interests of Photo and Crochet and its users.

Digital Products, Payments and Licensing

Photo and Crochet may offer digital products including, but not limited to, e-books, guides, downloadable documents, educational materials, and other digital content.

Digital products are delivered electronically. No physical goods will be shipped unless expressly stated otherwise.

Payments may be processed through third-party payment providers including PayPal and Stripe. Payment information is processed directly by the selected payment provider and is not stored by Photo and Crochet.

Purchased digital products are licensed, not sold. Unless expressly stated otherwise, purchases grant a personal, non-exclusive, non-transferable licence for personal use only.

You may not copy, distribute, resell, share, upload, publish, modify, sublicense, or otherwise make purchased digital products available to third parties without written permission from the copyright holder.

Purchases of digital products may be subject to a separate Digital Product Refund Policy published on the Website. By purchasing a digital product, you acknowledge and agree to the applicable refund policy in force at the time of purchase.

Photo and Crochet reserves the right to update, improve, replace, discontinue, or remove digital products or services without prior notice.

Image Licensing

Photographs, illustrations, videos, and other media made available through the Website may be subject to separate licence agreements.

The use of licensed content is governed by the specific licence selected and purchased by the customer. Such licence agreements form an integral part of these Terms and Conditions.

Educational Content Disclaimer

Educational materials, guides, tutorials, and informational content made available through the Website are provided for general informational and educational purposes only.

While Photo and Crochet makes reasonable efforts to provide accurate information, no guarantee is given regarding completeness, accuracy, suitability, or results obtained from the use of such materials. Users remain responsible for exercising their own judgement and complying with all applicable laws, regulations, and safety requirements.

User Content

Users may submit content where permitted by the Website, including comments, messages, reviews, photographs, or other materials.

By submitting content to the Website, you represent that you own the necessary rights to such content or have obtained all required permissions.

You grant Photo and Crochet a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, display, and distribute such content solely for the operation, promotion, and provision of Website services.

Photo and Crochet reserves the right to remove content that violates these Terms, applicable laws, third-party rights, or the interests of the Website.

Restrictions

You agree not to:

Use the Website in violation of any applicable law or regulation;
Attempt to gain unauthorized access to any portion of the Website;
Interfere with the security or operation of the Website;
Engage in data mining, scraping, harvesting, or automated extraction of Website content;
Upload malicious software or harmful code;
Use the Website to distribute spam, unsolicited communications, or misleading information;
Infringe upon intellectual property rights or privacy rights of others.

Mailing Lists and Communications

Users may voluntarily subscribe to newsletters, product updates, notifications, and promotional communications.

Subscriptions may require confirmation through a double opt-in process. Subscribers may unsubscribe at any time using the unsubscribe link provided in communications or by contacting Photo and Crochet directly.

Links to Third-Party Websites

The Website may contain links to third-party websites or resources. Such links are provided for convenience only.

Photo and Crochet has no control over and assumes no responsibility for the content, policies, services, or availability of third-party websites.

Availability of Services

Photo and Crochet makes reasonable efforts to maintain Website availability and functionality. However, uninterrupted access cannot be guaranteed.

The Website may occasionally be unavailable due to maintenance, upgrades, technical failures, security incidents, internet service disruptions, or circumstances beyond our reasonable control.

Photo and Crochet shall not be liable for temporary interruptions, delays, errors, or loss of access to the Website or its services.

Additional Agreements and Policies

Certain services offered through the Website may be governed by additional agreements, policies, licence terms, or conditions.

Privacy Policy;
Cookie Policy;
Digital Product Refund Policy;
Image Licence Agreements;
User Upload and Seller Agreement;
Any additional terms presented at the time of purchase or registration.

Where applicable, such agreements form part of these Terms and Conditions and must be read together with them.

No Warranties

The Website and all content and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, except as required by applicable law.

Limitation of Liability

To the maximum extent permitted by applicable law, Photo and Crochet, its owner, affiliates, contributors, licensors, and service providers shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to the use of the Website or any content, products, or services provided through it.

Indemnification

You agree to indemnify and hold harmless Photo and Crochet, its owner, affiliates, contributors, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses arising from your breach of these Terms and Conditions or misuse of the Website.

Severability

If any provision of these Terms and Conditions is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Photo and Crochet regarding the use of the Website and supersede any prior agreements relating to such use.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Malta.

Any dispute arising from or relating to these Terms and Conditions or the use of the Website shall be subject to the non-exclusive jurisdiction of the courts of Malta.